Long-form essays on value investing, AI-driven research, the four investor lenses, and how to read a 10-K. Updated whenever we have something worth saying.
Waymo just raised $16 billion at a $126 billion valuation. The honest read on what retail investors can actually own — and why the closest thing to Waymo stock is already on your brokerage app.
Waymo stock does not exist as a standalone listing. The company is a subsidiary of Alphabet, last valued at $126 billion in February 2026. Here is what to buy instead — and what the math actually says about that price.
13 min · 4 Jun 2026
SCHD is the Schwab US Dividend Equity ETF. $94B AUM, 0.06% expense, 3.26% yield, 13.2% annualised return since 2011. Here is what the methodology actually does, what changed in March 2026, and where SCHD fits.
13 min · 4 Jun
ULTY dividend history shows an advertised 111% yield but a 2.15% annual return since inception. The fund did a 1-for-10 reverse split on December 1, 2025. Here is what holders actually own.
12 min · 4 Jun
MSTY dividend history shows a 269% advertised yield but a -56.73% trailing 12-month total return. Here is the exact distribution log, what is wrong with the headline yield, and the only situation where MSTY is the right tool.
11 min · 4 Jun
VOO vs VTI: same expense ratio, near-identical top holdings, 99% correlated returns. Pick one. Here is which one Buffett would pick, and why.
12 min · 4 Jun
SpaceX latest valuation 2026 is $1.77 trillion at $135 per share. Nasdaq listing June 12. Here is the trajectory, the Starlink revenue that built it, and the cleanest retail routes in.
12 min · 4 Jun
The best stocks for beginners with little money are not stocks at all to start with — they are three specific low-cost ETFs and one Buffett-approved holding company, in that order. Here is exactly what to buy and how.
15 min · 4 Jun
Anthropic valuation hit $965 billion in May 2026 on $47 billion of run-rate revenue. The exact tally, who owns what, and the cleanest way to get retail exposure before the IPO.
14 min · 4 Jun
Warren Buffett sells bank stocks for boring reasons — valuation, interest rates, and tax timing. Here is the exact tally and what retail investors should do.
12 min · 4 Jun
Why is Tesla stock going down? The five real reasons any stock drops, which apply to Tesla, and what retail investors should actually do.
10 min · 31 May
Does Tesla pay dividends? The short answer, why Tesla doesn't, what the company does with cash instead, and what it means for a retail investor.
8 min · 31 May
What is a good P/E ratio? Plain-English answer with concrete thresholds by sector, the traps to avoid, and worked examples from real stocks.
9 min · 31 May
Is Tesla overvalued in 2026? A plain-English answer, the simple math behind it, and what would have to be true for $435 to be a fair price.
8 min · 31 May
Is Tesla stock a buy in 2026? The five-question framework run on Tesla's FY2025 10-K, the bull/bear case, and an honest verdict at $435 a share.
9 min · 31 May
How to read stock charts in plain English — the four basics, what charts can tell you, what they can't, and how to actually use one as a beginner.
9 min · 31 May
Why is Nvidia stock going down? The five real reasons any stock drops, which ones apply to Nvidia, and what to actually do as a retail investor.
8 min · 31 May
Is Nvidia overvalued in 2026? A plain-English answer, the simple math behind it, and what would have to be true for $211 to be a fair price.
8 min · 31 May
Is NVDA stock a buy in 2026? The five-question framework run on Nvidia's FY2026 10-K, the bull/bear case, and an honest verdict at $211.
9 min · 31 May
Is Nike stock a buy in 2026? The five-question framework run on Nike's FY2025 10-K, the bull/bear case, and an honest verdict at $46.
8 min · 30 May
How to value a stock for beginners — three valuation methods explained in plain English, with a worked Procter & Gamble FY2025 example.
13 min · 30 May
How to know if a stock is a good buy — the five-question checklist with concrete thresholds, and a worked Starbucks FY2025 example you can verify.
15 min · 30 May
How to research a stock before buying — the 7-step workflow, the concrete numbers to look for at each step, and a worked Nike FY2025 example.
16 min · 30 May
How to find undervalued stocks without a finance degree — the five signals that work, the traps to avoid, and a worked McDonald's FY2025 example.
12 min · 30 May
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