Long-form essays on value investing, AI-driven research, the four investor lenses, and how to read a 10-K. Updated whenever we have something worth saying.
A plain-English answer, why Tesla doesn't pay a dividend, what Tesla does with its cash instead, and what it means for you.
Does Tesla pay dividends? The short answer, why Tesla doesn't, what the company does with cash instead, and what it means for a retail investor.
8 min · 31 May 2026
What is a good P/E ratio? Plain-English answer with concrete thresholds by sector, the traps to avoid, and worked examples from real stocks.
9 min · 31 May
Is Tesla overvalued in 2026? A plain-English answer, the simple math behind it, and what would have to be true for $435 to be a fair price.
8 min · 31 May
Is Tesla stock a buy in 2026? The five-question framework run on Tesla's FY2025 10-K, the bull/bear case, and an honest verdict at $435 a share.
9 min · 31 May
How to read stock charts in plain English — the four basics, what charts can tell you, what they can't, and how to actually use one as a beginner.
9 min · 31 May
Why is Nvidia stock going down? The five real reasons any stock drops, which ones apply to Nvidia, and what to actually do as a retail investor.
8 min · 31 May
Is Nvidia overvalued in 2026? A plain-English answer, the simple math behind it, and what would have to be true for $211 to be a fair price.
8 min · 31 May
Is NVDA stock a buy in 2026? The five-question framework run on Nvidia's FY2026 10-K, the bull/bear case, and an honest verdict at $211.
8 min · 31 May
Is Nike stock a buy in 2026? The five-question framework run on Nike's FY2025 10-K, the bull/bear case, and an honest verdict at $46.
8 min · 30 May
How to value a stock for beginners — three valuation methods explained in plain English, with a worked Procter & Gamble FY2025 example.
12 min · 30 May
How to know if a stock is a good buy — the five-question checklist with concrete thresholds, and a worked Starbucks FY2025 example you can verify.
15 min · 30 May
How to research a stock before buying — the 7-step workflow, the concrete numbers to look for at each step, and a worked Nike FY2025 example.
16 min · 30 May
How to find undervalued stocks without a finance degree — the five signals that work, the traps to avoid, and a worked McDonald's FY2025 example.
12 min · 30 May
One thoughtful essay per release. No filler, no scheduled spam.