SLM

SLM on Nasdaq. SLM sells student loans and college planning tools to students and families. Market value $4.9bn.

Not on tonight’s list. It failed one of the two tests; the numbers are below.

Cash yield
n/a

We could not compute this from the filings.

Price to profit
n/a

Not meaningful for banks and insurers, whose profit is not measured this way.

Return on capital
n/a

Not meaningful for banks and insurers, whose profit is not measured this way.

Five years of cash, in billions

Five-year fundamentals are not available yet.

Health checks

  • Free cash flow positive0 of 5 years
  • Accounting looks honest (Beneish)Not enough data
  • Financial strength (Piotroski)Not enough data
  • Profit backed by cash (accruals)Not enough data
  • Debt2.19× equity
  • Revenue growth, five yearsUnknown

Dates

n/a
Next results (estimated)
19 February 2026
Last annual report (10-K)
22 October 2026
Next quarterly (estimated, 10-Q)

Funds that own it

ManagerValueChange
Brave Warrior Advisors$347mHeld
Scion Asset Management$13mNew position
GMO Asset Management$3mHeld
Bridgewater Associates$979,572Cut 32%
Greenlight Capital$0Exited

From 13F filings for the quarter ending 30 June 2026. These are reported 45 days late and only show long positions.

Insiders

We do not track insider filings for this company yet.

What could go wrong

Cheap for a reason is the question the numbers cannot answer. Whether the price already reflects the risks is what the deep dive is for.

The deep dive

Everything above is arithmetic on public filings. The deep dive reads the last ten years of annual reports, the proxy statements, and the earnings calls, then argues the case the way Buffett, Klarman, and Hohn would, and checks every claim against the source.

  • What the business is worth, as a range, and the margin of safety at today’s price
  • Prices to start buying, buy, and buy hard
  • The three things that would make this a mistake
  • Every number footnoted to the filing it came from
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What a finished deep dive looks like

Not advice. Numbers on this page come from SEC filings and are updated each night; the five-year figures are rounded.